What These Terms Cover and Where They Apply
By opening an account or signing in, you agree to be bound by these Terms & Conditions, which sit alongside your region's local law. When you top up via DANA, OVO or GoPay, the transfer itself is routed through your e-wallet provider — so our terms
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cover your musang128 account wallet, while the wallet app holds its own terms for the money moving between your phone and us. Access is available only where local law permits, and membership stays subject to the rules you accept at sign-up. The agreement covers login credentials,
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deposits and withdrawals, account closure, and how we respond to disputes. If a term changes, we post the updated version here and the new one applies from that date forward, which keeps the whole thing predictable for you rather than decided case by case.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.